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The lender gives you the funds required to buy a piece of equipment. You repay the total sum, along with interest, over a specified period.
Lending solutions to fuel your business.
Explore the future of business financing with Got Biz Loans Marketplace, where we facilitate swift access to essential financial resources for small and midsize enterprises. Our platform links your business to a vast network of leading lenders and investors, providing diverse financial solutions including business loans, lines of credit, merchant cash advances, SBA loans, equipment loans, invoice factoring, purchase order financing, equity financing, and both short-term and long-term funding options. Whether you require secured or unsecured funding, our financial products are designed to meet your business specific needs.
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0
-Min
Application and fast funding.
0
K+
Businesses funded.
$
0
B+
Delivered to U.S. businesses.
0
+
Years in finance.
Funds to grow your business.
Unlock your business's full potential with timely access to funding from Got Biz Loans. As a catalyst for growth, the right financing can help you seize new opportunities, expand your reach, and innovate—setting your business on the path to success. Whether you're looking to enhance your team, boost your marketing, invest in new equipment, or streamline operations, our working capital solutions are tailored to significantly increase your revenue and market share.
Minimum eligibility criteria.
$
20
k+
In Monthly Deposits
6
mos
+
Time In Business
550
+
Credit Score
To be eligible for a working capital facility from Got Biz Loans, your business should meet these straightforward criteria:
1. Your business must be well-established, having been operational for at least six months.
2. It should consistently generate a minimum of $20,000 in monthly gross deposits.
3. You must have a personal mid-FICO score of 550 or higher.
These requirements are set to streamline the approval process for your working capital needs, ultimately helping to boost the growth and adaptability of your business operations.
1. Your business must be well-established, having been operational for at least six months.
2. It should consistently generate a minimum of $20,000 in monthly gross deposits.
3. You must have a personal mid-FICO score of 550 or higher.
These requirements are set to streamline the approval process for your working capital needs, ultimately helping to boost the growth and adaptability of your business operations.
Simple steps—big impact.
Unlock efficient financing through one straightforward application, connecting you to a diverse network of lenders offering unsecured fast business funding. Explore a range of tailored loan options, from Receivables Purchase to Equipment Financing, designed to meet your unique business needs. Our expert advisors are dedicated to your success, providing personalized guidance and securing the best terms for you.
One application for all lenders.
The lender buys a portion of your future sales revenue at a discounted rate, and you repay this amount over a set period through fixed daily or weekly payments.
You can borrow up to a maximum credit limit and only pay interest on the amount of funds you draw from your credit line on a monthly basis.
Lump sum amount lent to the business, which is paid back over a period of time with regular scheduled payments determined by your credit profile.
Our advisors provide the support you need.
• Guide you through the process.
• Discuss your financing alternatives.
• Negotiate with lenders on your behalf.
Get capital fast, grow faster.
Whether you're facing urgent scenarios such as equipment malfunctions, payroll demands, unexpected tax liabilities, or urgent legal settlements, our service ensures you can access the capital you need within hours. With Got Biz Loans, enhance your marketing, replenish inventory, expand operations, consolidate costly merchant cash advance positions, or grow your team efficiently. Our fast funding process is designed to give you a competitive advantage, allowing you to quickly adapt to market changes and challenges with minimal disruption, fueling your business's continuous growth and resilience.
Exploring Got Biz Loans marketplace.
Explore the Got Biz Loans marketplace and see how simple securing funding can be with our four-step process: Apply, Evaluate, Fund, and Grow. Kickstart your business expansion with our streamlined 15-minute online application. We'll guide you through each phase of your financial journey, ensuring you stay on course to achieve your goals while securing the essential working capital you need. With a wide range of options including business loans, lines of credit, working capital, merchant cash advances, SBA loans, equipment loans, invoice factoring, purchase order financing, and unsecured fast business funding, Got Biz Loans is committed to being your growth partner. Discover how our marketplace can help you grow your business more efficiently.
Apply
Complete an easy application, upload business bank statements or link your account via PLAID for cash flow analysis. This free service requires no commitment and won't impact your credit score, as only soft checks are performed.
Evaluate
Upon receiving your application and bank statements, our system analyzes cash flow and credit to find the best funding options. A loan specialist will then guide you in selecting the ideal business funding solution for your needs.
Fund
Upon accepting a biz loan offer, your loan specialist will provide a term sheet for review and signature. After signing and providing a voided check, funds will be ACH transferred to your business account, potentially within 4 business hours.
Grow
Use the funds to boost your business, focusing on areas of expertise to foster growth and success. Seize this chance to improve operations, venture into new markets, or innovate in products and services, building a solid base for your business.
Frequently Asked Questions.
Curious about how Got Biz Loans operates? We are completely transparent.
How long does it take to receive funding after the application is completed?
You might get funded in just 4 business hours! Your funding advisor will help with any steps needed before you receive the funds. The process is swift, adapting to your speed.
What should I do if I encounter any questions during the application process?
If you encounter any questions while applying, go ahead and submit your completed application. Once we receive it, a funding advisor will be assigned to you and will reach out using the contact details you've provided. They will assist you with any questions, correct any typos, or fix mistakes in your application. Rest assured, your funding advisor will be available to address any of your concerns at any point after your application is submitted, and you can contact them via text, email, or phone.
How do I go about applying for capital?
Begin your application in a snap by clicking 'Apply Now'. Complete the form with accurate information, upload your business's last three months' bank statements or link your bank account securely via PLAID, then hit 'Submit'. This digital process is quick, taking less than 5 minutes. Once submitted, we'll assign a funding advisor to you. They'll reach out using the contact details you provided and will support you throughout the process, answering any questions you may have.
What are my options for business financing?
Our lending platform specializes in various business financing solutions, including term loans, lines of credit, accounts receivable facilities, equipment financing, invoice factoring, merchant cash advances, and purchase order financing, tailored to your specific business needs. Once you submit an application with your business bank statements and contact information, we will assign a funding advisor to you. This advisor will use the contact details you provided in your application to connect with you. Together, you'll explore the best business funding options available for your current and future needs.
Will my credit score be impacted by applying?
No, your credit score won't be affected when you apply, as we only perform soft credit inquiries. Once we have your application, our team of funding advisors will review it. A dedicated advisor will then be assigned to assist you through the next steps. This includes advising you of any potential hard credit checks before they occur, if needed. Generally, for SBA term loans like "7a or 504", a hard credit pull is required before funding.
What do I need to provide for the application?
Initially, just basic information and your business's bank statements from the last three months and month-to-date are needed. As the application progresses through underwriting, additional documents may be requested depending on the lender's specific needs. If this occurs, your advisor will help guide you through submitting any extra required documentation.
“Receive funding within hours.”
Receive funding within hours through Got Biz Loans. Begin by completing our quick online application, where you'll enter your business details in just 15 minutes. Next, upload your bank statements or securely connect your account for an in-depth cash flow analysis via PLAID. Our advanced algorithms efficiently analyze your data to identify the optimal unsecured fast business funding options tailored for your needs. Choose the offer that best suits your business, and anticipate a swift deposit of funds into your account following approval. Our fully digital process, complete with e-signatures and electronic deposits, ensures a seamless and efficient capital access experience. Get started now and fuel your business growth without delay.
